Finance Calculators

Bridging loan cost calculator

See the indicative total cost of a short-term bridging loan, including interest and fees.

Example only. Many UK bridging lenders price at around 0.75–1.0% a month, but rates vary by case.
Arrangement fees are often around 1–2%.

Important: Indicative estimate only, not an offer or quote. Bridging loans are usually secured on property, which may be at risk if you do not keep up repayments. Rates, fees and terms vary by lender and case. Commercial finance may not be regulated.

Commercial mortgage calculator

Estimate the deposit, monthly payment and total interest on a commercial property purchase.

Commonly 65–75%. Lenders set their own maximum LTV.
Example only. Fixed commercial mortgage rates are often quoted at roughly 6–8%, depending on the property and borrower.

Important: Indicative estimate only, not an offer or quote. Your property may be repossessed if you do not keep up repayments on a mortgage or loan secured on it. Rates, fees and terms vary by lender and case. Commercial finance may not be regulated.

Invoice finance cost calculator

Estimate how much cash you could release against unpaid invoices, and what it might cost.

Typically 70–90%.
Example: about 3% a year over base rate. Often quoted as a margin over base rate.
Often around 0.5–1% of invoiced sales. The all-in cost is typically about 0.9–1.5% of invoiced sales.

Important: Indicative estimate only, not an offer or quote. Advance rates, charges, minimum fees and terms vary by provider and depend on your customers and sales ledger. Commercial finance may not be regulated.

Asset finance calculator

Estimate monthly payments for vehicles, plant or equipment, with an optional final balloon payment.

Example only. Asset finance is often quoted at roughly 5–18% a year, depending on the asset and business.

Important: Indicative estimate only, not an offer or quote. The asset may be repossessed if you do not keep up repayments. Rates, fees and terms vary by lender and asset. Commercial finance may not be regulated.

Talk to a specialist about your case

Indicative only. These calculators give rough estimates using the figures you enter. They are not an offer, quote or promise of finance, and approval, rates and fees depend on your circumstances, the property or asset, and the lender. Interest rates and fees are examples you choose. Actual terms will differ. Commercial finance may not be regulated. Your property or assets may be at risk if you do not keep up repayments on a loan secured against them.